Cermati Launches Credit Report Feature to Monitor Financial Health
Cermati (PT Agregasi Cermat Indonesia) as a financial product aggregator company, is committed to continuously providing financial services that are easily accessible, transparent, and secure for its users. Today, Cermati presents an excellent feature that can be utilized by users, namely Credit Report, designed to give users comprehensive insights into their credit history and help maintain their financial health.
Credit Report feature on Cermati allows users to access various credit information, such as collectibility status, overdue credit, credit portfolios, and detailed credit data. With this feature, users can monitor the use of their personal identity during credit applications or credit activities, enabling early detection of potential identity misuse by irresponsible parties. This monitoring plays an important role in safeguarding users’ credit reputation in the long term.
“The growing demand for financial services must be balanced with open access to financial transparency, ensuring a sense of security in every transaction. This Credit Report feature is presented as a form of Cermati’s support in improving public financial literacy. We want every user to access their financial data transparently so they can make wiser financial decisions,” said Fuk Fung Lestario, CEO of PT Agregasi Cermat Indonesia (ACI).
Cermati is committed to providing transparent, secure, and convenient financial services for the public to encourage a healthy financial ecosystem. By utilizing the Credit Report, users can be more prepared in managing their finances. This can also help people to start caring for and maintaining their financial health regularly.
Four Key Advantages of Cermati’s Credit Report
1. User-friendly interface
Cermati’s Credit Report stands out with its clear presentation, simple language, engaging data visualization, and concise summaries to make information easy to understand. Users no longer need to worry about complex banking or financial technical terms
2. Fast, easy, and flexible access
The entire process, from registration to viewing the report, can be done fully online through the Cermati app within minutes. Users can check their credit status anytime and anywhere directly from their mobile devices, making it highly practical for regular monitoring. Cermati also understands that users have diverse needs regarding their credit reports. Therefore, the platform offers flexible access options tailored to users’ preferences.
3. Secured data protection
Cermati collaborates with credit bureau partners registered and licensed by the Financial Services Authority (OJK) to ensure that all provided reports are credible and securely managed.
This feature also allows users to monitor credit activities recorded under their names, serving as an early warning for possible data or identity misuse. If users discover new credits or credit cards opened without their knowledge, they can immediately detect them through the Credit Report and report the issue to relevant financial institutions. Thus, the feature functions as an added layer of protection for users’ data and identity security.
4. Enhancing financial literacy
Beyond presenting users’ credit report data, Cermati also provides insights and tips on factors that can improve credit reputation and influence creditworthiness evaluations. This helps enhance users’ overall financial literacy and awareness.
Affordable Credit Report Updates on Cermati
There are several special offers provided for users who want to access the Credit Report feature from Cermati, including users not being charged or free for the first check. A coupon will be automatically applied so users can get their first credit report without any cost.
In addition, there are special price packages offered, namely Rp19,000 for 1x Report Update, Rp49,000 for 3x Report Updates, and Rp69,000 for 6x Report Updates. Users can easily take advantage of these offers simply by clicking “Update Report”, then choosing the desired Credit Report Fee package, proceeding with payment (PayLater without Credit Card, Bank Transfer/Virtual Account, E-Money, Credit Card/Debit Card, Instant Payment, or Convenience Store).
Then click “Agree” to the applicable terms and conditions to view the Credit Report, such as collectibility status, overdue credit, credit portfolios, and credit details.
For more information about the Credit Report feature, you can visit https://www.cermati.com/laporan-kredit. Download Cermati app on the App Store and Google Play now to enjoy a practical, convenient, and secure financial service experience.
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