Indodana PayLater Provides Easier and More Flexible Train Ticket Payment Solutions
Responding to the public’s need for practical, secure, and flexible financing solutions, Indodana PayLater, a financing service from PT Indodana Multi Finance, licensed and supervised by the Financial Services Authority (OJK), has established a strategic partnership with PT Kereta Api Indonesia (Persero), a state-owned enterprise (BUMN) and the leading provider of rail transportation services in Indonesia.
This collaboration allows the Indonesian public to purchase intercity and interprovincial train tickets through the Access by KAI application using Indodana PayLater as a payment method. With this convenience, users no longer need to pay for tickets in full upfront; instead, they can opt for secure, comfortable, and flexible installment payments, tailored to each user’s financial capacity. This step is expected to facilitate public mobility while encouraging broader penetration of digital financial service solutions.
Director of PT Indodana Multi Finance, Iwan Dewanto, stated that this partnership is part of Indodana PayLater’s commitment to supporting the national transportation ecosystem and strengthening national financial inclusion. “We see great potential in connecting the digital financing sector with public transportation services like trains. This collaboration is expected to expand access and ease of train ticket purchases and develop an inclusive digital financial ecosystem.”
PT KAI (Persero) also welcomed this partnership as a progressive step in addressing consumer needs in the digital era.
Special Promo for Access by KAI Users
As part of the launch of this collaboration, Indodana PayLater is offering an exclusive promo. Both new and existing Indodana PayLater users can benefit from discounts of up to Rp100,000 for travel ticket purchases on Access by KAI during the period ending in March 2026.
For further information, Indodana PayLater users can visit https://s.indodana.id/accessbykaides25mar26. Ensure that you have downloaded the Indodana Finance and Access by KAI applications via Google Play or the App Store to experience more affordable, safe, and flexible train travel with Indodana PayLater.
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